AboutWhat does the meme depict?

The "Billy… Wait" meme, also known as "Billy, It's Time You Learn About Money," is a webcomic-based exploitable meme template created by the artist SrGrafo. The template features a two-panel comic; the first panel shows an adult character, presumably Billy's father or a guardian, attempting to start a conversation with a young boy named Billy, who looks surprised. The second panel is typically left blank, allowing meme creators to fill it with custom text or images to complete the joke.

OriginWho did it first?

The meme originated from a post on Reddit by webcomic artist SrGrafo on March 1st, 2019. He released an unfinished comic titled "Billy… Wait" as an exploitable template for a meme contest. The announcement of the contest by Redditor degroob here quickly garnered popularity.^[1]

Origin: 2019